Compensation · 2026

30% VA Disability Rating

A 30% VA disability rating pays $552.47/month ($6,629.64/year) in 2026, tax-free, to a veteran without dependents. The rate is set by 38 CFR § 3.4 and adjusted annually for COLA. At 30%, veterans unlock 12 federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility.

30% rating, monthly
$552.47
$6,629.64 a year, veteran alone
20%
$356.66
a month
40%
$795.84
+$243.37 a month

With dependents

How much does a 30% rating pay with dependents?

SituationMonthlyAnnual
Veteran alone$552.47$6,629.64
With spouse$617.47$7,409.64
Spouse + 1 child$666.47$7,997.64
Spouse + 2 children$698.47$8,381.64

First child: +$44.00/mo (no spouse) or +$49.00/mo (with spouse) · Each additional child under 18: +$32.00/moSpouse + 2 children assumes both children are under 18. A child age 18 to 23 in a qualifying school program adds more.

Benefits

What benefits do I get at 30% VA disability?

12 benefits available at your rating level (cumulative from 0%)

  • STATUSSince 0%

    Service-Connected Status

    Official recognition of disability related to military service — required for all other VA benefits

  • HEALTHCARESince 0%

    VA Healthcare (Priority Group 5)

    Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

  • HOUSINGSince 0%

    VA Home Loan Eligibility

    VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

  • COMPENSATIONSince 10%

    Monthly Compensation

    Tax-free monthly disability compensation begins at 10%

  • HOUSINGSince 10%

    VA Home Loan Funding Fee Waiver

    Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage

  • HEALTHCARESince 10%

    VA Healthcare (Priority Group 3)

    Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care

  • EMPLOYMENTSince 10%

    VR&E Chapter 31

    Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment

  • TAXSince 10%

    State Property Tax Benefits

    Many states begin property tax exemptions at 10% — varies significantly by state

  • EMPLOYMENTSince 20%

    VR&E Serious Employment Handicap

    At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement

  • COMPENSATIONNew at 30%

    Dependent Compensation

    Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%

  • HEALTHCARENew at 30%

    VA Healthcare (Priority Group 2)

    Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays

  • HEALTHCARENew at 30%

    VA Dental (SC Conditions)

    Dental care for conditions directly related to service-connected disability

Next at 40%

At 40% you unlock Auto/Adaptive Equipment Grant, TDIU Pathway (Combined). That's +$243.37/mo more in compensation.

Unemployability

Can I qualify for TDIU at a 30% rating?

Not yet eligible

TDIU requires a single condition at 60%+ or combined 70%+ with one at 40%+.

Combined ratings

How do combined VA disability ratings work?

The VA uses the "whole person theory": each rating applies to the remaining healthy percentage, not the total. The result is always less than the arithmetic sum, then rounded to the nearest 10% under 38 CFR § 4.25.

“Disabilities will be evaluated on a combined rating from 0 to 100 percent, as provided in the rating schedule, by using the combined ratings table and rounding to the nearest 10 percent.”

  1. 1Single condition at 30%
  2. 220% + 10% = 28% → rounds to 30%
  3. 3Three conditions at 10% = 27% → rounds to 30%

Conditions

What conditions are commonly rated at 30%?

19 conditions have a 30% rating tier in the VA Schedule for Rating Disabilities (VASRD)

  • DC 7828

    Acne

    Deep acne (deep inflamed nodules and pus-filled cysts) affecting 40 percent or more of the face and neck

  • DC 7723

    Acquired hemolytic anemia

    Requiring at least 2 but less than 4 courses of immunosuppressive therapy per 12-month period

  • DC 7908

    Acromegaly

    Enlargement of acral parts or overgrowth of long bones

  • DC 6822

    Actinomycosis

    Thereafter, for five years, or to eleven years after date of inactivity

  • DC 7702

    Agranulocytosis, acquired

    Requiring intermittent myeloid growth factors to maintain ANC greater than 1000/µl; or infections recurring, on average, at least once per 12-month period but less than once every three months per 12-...

  • DC 6522

    Allergic or vasomotor rhinitis

    With polyps

  • DC 7700

    Anemia, Iron Deficiency (Hypochromic-Microcytic)

    Iron deficiency anemia: Hemoglobin 7–8.9 g/dL; significantly symptomatic (severe fatigue, weakness limiting activity, palpitations); requiring IV iron, parenteral therapy, or occasional transfusions.

  • DC 5270

    Ankle, ankylosis of

    In plantar flexion, between 30° and 40°, or in dorsiflexion, between 0° and 10°.

  • DC 5240

    Ankylosing spondylitis

    Forward flexion of the cervical spine 15 degrees or less; or, favorable ankylosis of the entire cervical spine

  • DC 9520

    Anorexia nervosa

    Occupational and social impairment with occasional decrease in work efficiency and intermittent periods of inability to perform occupational tasks (although generally functioning satisfactorily, with ...

  • DC 6027

    Aphakia

    Aphakia (absence of the crystalline lens): Unilateral; or Bilateral aphakia not corrected by contact lenses.

  • DC 6029

    Aphakia or dislocation of crystalline lens

    Minimum (unilateral or bilateral)

  • DC 7716

    Aplastic anemia

    Requiring transfusion of platelets or red cells, on average, at least once per 12-month period; or infections recurring, on average, at least once per 12-month period

  • DC 7005

    Arteriosclerotic Heart Disease (Coronary Artery Disease)

    Workload of greater than 5 METs but not greater than 7 METs results in dyspnea, fatigue, angina, dizziness, or syncope; or; cardiac hypertrophy or dilatation on electrocardiogram, echocardiogram, or X...

  • DC 7113

    Arteriovenous fistula, traumatic

    Lower extremity

  • DC 6833

    Asbestosis.

    FVC of 65- to 74-percent predicted, or; DLCO (SB) of 56- to 65-percent predicted

  • DC 6838

    Aspergillosis

    FVC of 65- to 74-percent predicted, or; DLCO (SB) of 56- to 65-percent predicted

  • DC 6602

    Asthma, bronchial

    FEV-1 of 56- to 70-percent predicted, or; FEV-1/FVC of 56 to 70 percent, or; daily inhalational or oral bronchodilator therapy, or; inhalational anti-inflammatory medication

  • DC 7207

    Barrett's esophagus

    Documented by pathologic diagnosis with high-grade dysplasia

Quick facts

Monthly rate
$552.47

Veteran alone, no dependents

Annual
$6,629.64

Tax-free under 26 U.S.C. § 104

With family
$698.47

Spouse + 2 children under 18, monthly

TDIU eligible?
Not yet

Need single 60% or combined 70%+

COLA increase
2.8%

2026 adjustment

Benefits unlocked
12

Cumulative federal benefits

Questions

Frequently Asked Questions

How much does a 30% VA disability rating pay per month in 2026?

A 30% VA disability rating pays $552.47/month ($6,629.64/year) for a veteran without dependents in 2026. This amount is tax-free under 26 U.S.C. § 104.

Is VA disability compensation taxable?

No. VA disability compensation is fully tax-free under 26 U.S.C. § 104(a)(4). It is excluded from gross income and does not need to be reported on federal or state tax returns. Military retirement pay is separate and may be taxable.

What benefits do I get at 30%?

At 30%, you are eligible for 12 cumulative federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility. Benefits unlock cumulatively — every benefit available at lower ratings also applies at 30%.

How much does VA disability pay with a spouse and children at 30%?

At 30%, a veteran with a spouse receives $617.47/month. Adding one child raises the rate to $666.47/month. Dependent allowances begin at 30% under 38 CFR § 3.4.

Can I qualify for TDIU at 30%?

TDIU requires a single condition at 60%+ or combined 70%+ with one at 40%+.

What is the difference between a 30% and a 40% VA disability rating?

A 40% rating pays $795.84/month — $243.37/month more than the 30% rate. That difference compounds to $2,920.44/year. At 40%, you also unlock Auto/Adaptive Equipment Grant, TDIU Pathway (Combined).

How do combined VA disability ratings work?

The VA does not add ratings together. Instead, it applies the "whole person" theory: each successive disability is calculated against the remaining healthy percentage. For example, 50% leaves 50% whole; a second 30% rating is 30% of 50% (15%), producing a combined 65%, which rounds to 70% under 38 CFR § 4.25. This means the combined rating is always less than the arithmetic sum.

When does COLA increase VA disability rates?

VA disability rates are adjusted annually based on the Social Security Administration's Cost-of-Living Adjustment (COLA). The 2026 rates reflect a 2.8% COLA increase, effective 2025-12-01. COLA changes are applied automatically — no action is needed.

Sources & Authorities

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VeteranHQ

See What You’re Missing at 40%

An increase from 30% to 40% means +$243.37/month. Our engine can analyze your conditions and find the strongest path to a higher rating.

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