40% VA Disability Rating

First child: +$58.00/mo (no spouse) or +$65.00/mo (with spouse) · Each additional child under 18: +$43.00/moSpouse + 2 children assumes both children are under 18. A child age 18 to 23 in a qualifying school program adds more.

• STATUSSince 0%

  Service-Connected Status

  Official recognition of disability related to military service — required for all other VA benefits

• HEALTHCARESince 0%

  VA Healthcare (Priority Group 5)

  Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

• HOUSINGSince 0%

  VA Home Loan Eligibility

  VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

• COMPENSATIONSince 10%

  Monthly Compensation

  Tax-free monthly disability compensation begins at 10%

• HOUSINGSince 10%

  VA Home Loan Funding Fee Waiver

  Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage

• HEALTHCARESince 10%

  VA Healthcare (Priority Group 3)

  Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care

• EMPLOYMENTSince 10%

  VR&E Chapter 31

  Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment

• TAXSince 10%

  State Property Tax Benefits

  Many states begin property tax exemptions at 10% — varies significantly by state

• EMPLOYMENTSince 20%

  VR&E Serious Employment Handicap

  At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement

• COMPENSATIONSince 30%

  Dependent Compensation

  Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%

• HEALTHCARESince 30%

  VA Healthcare (Priority Group 2)

  Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays

• HEALTHCARESince 30%

  VA Dental (SC Conditions)

  Dental care for conditions directly related to service-connected disability

• FINANCIALNew at 40%

  Auto/Adaptive Equipment Grant

  If disability involves loss or loss of use of a limb — up to $22,541 (2026) for adaptive vehicle equipment

• COMPENSATIONNew at 40%

  TDIU Pathway (Combined)

  With a combined rating of 70%+ and at least one condition at 40%, may qualify for TDIU — paid at 100% rate

“Disabilities will be evaluated on a combined rating from 0 to 100 percent, as provided in the rating schedule, by using the combined ratings table and rounding to the nearest 10 percent.”

1. 1Single condition at 40%
2. 230% + 20% = 44% → rounds to 40%
3. 330% + 10% + 10% = 43% → rounds to 40%

• DC 7911

  Addison's disease (adrenocortical insufficiency)

  Three crises during the past year, or; five or more episodes during the past year

• DC 6063

  Anatomical loss of one eye: 1

  In the other eye 20/40 (6/12)

• DC 7118

  Angioneurotic edema

  Attacks without laryngeal involvement lasting one to seven days or longer and occurring more than eight times a year, or; attacks with laryngeal involvement of any duration occurring more than twice a...

• DC 5270

  Ankle, ankylosis of

  In plantar flexion at more than 40°, or in dorsiflexion at more than 10° or with abduction, adduction, inversion or eversion deformity.

• DC 5056

  Ankle replacement (prosthesis).

  With chronic residuals consisting of severe painful motion or weakness

• DC 5240

  Ankylosing spondylitis

  Unfavorable ankylosis of the entire cervical spine; or, forward flexion of the thoracolumbar spine 30 degrees or less; or, favorable ankylosis of the entire thoracolumbar spine

• DC 7335

  Ano, fistula in, including anorectal fistula and anorectal abscess

  One or two simultaneous fistulas, with abscess, drainage, and pain

• DC 7113

  Arteriovenous fistula, traumatic

  Upper extremity

• DC 6313

  Avitaminosis

  With stomatitis, diarrhea, and symmetrical dermatitis

• DC 7517

  Bladder, Injury of (Residuals)

  Bladder injury residuals: Voiding dysfunction requiring 3 or more urinations per hour; moderate stress incontinence requiring use of 2 or more absorbent pads per day; or persistent urinary retention r...

• DC 5275

  Bones, of the lower extremity, shortening of

  3 to 3⁄inches (7.6 cms. to 8.9 cms.) 1 2

• DC 7801

  Burn scar(s) or scar(s) due to other causes, not of the head, face, or neck, that are associated with underlying soft tissue damage

  Area or areas of 144 square inches (929 sq. cm.) or greater

• DC 6000

  Choroidopathy, including uveitis, iritis, cyclitis, or choroiditis

  With documented incapacitating episodes requiring at least 5 but less than 7 treatment visits for an eye condition during the past 12 months

• DC 7512

  Chronic Cystitis (Urinary Frequency/Incontinence)

  Urinary frequency: Daytime voiding interval less than one hour, or; awakening to void five or more times per night. OR voiding dysfunction requiring the wearing of absorbent materials which must be ch...

• DC 6354

  Chronic fatigue syndrome (CFS)

  Which are nearly constant and restrict routine daily activities from 50 to 75 percent of the pre-illness level; or which wax and wane, resulting in periods of incapacitation of at least four but less ...

• DC 7345

  Chronic liver disease without cirrhosis

  Progressive chronic liver disease requiring continuous medication and causing minor weight loss and at least two of the following: (1) daily fatigue, (2) malaise, (3) anorexia, (4) hepatomegaly, (5) p...

• DC 5242

  Degenerative arthritis, degenerative disc disease other than intervertebral disc syndrome (also, see either DC 5003 or 5010)

  Unfavorable ankylosis of the entire cervical spine; or, forward flexion of the thoracolumbar spine 30 degrees or less; or, favorable ankylosis of the entire thoracolumbar spine

• DC 6008

  Detachment of retina

  With documented incapacitating episodes requiring at least 5 but less than 7 treatment visits for an eye condition during the past 12 months

• DC 7913

  Diabetes mellitus

  Requiring one or more daily injection of insulin, restricted diet, and regulation of activities