Compensation · 2026
60% VA Disability Rating
A 60% VA disability rating pays $1,435.02/month ($17,220.24/year) in 2026, tax-free, to a veteran without dependents. The rate is set by 38 CFR § 3.4 and adjusted annually for COLA. At 60%, veterans unlock 18 federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility.
Rates effective (opens in a new tab)2.8% COLAPriority Group 1TDIU eligible
- 60% rating, monthly
- $1,435.02
- $17,220.24 a year, veteran alone
- 50%
- $1,132.90
- a month
- 70%
- $1,808.45
- +$373.43 a month
With dependents
How much does a 60% rating pay with dependents?
| Situation | Monthly | Annual |
|---|---|---|
| Veteran alone | $1,435.02 | $17,220.24 |
| With spouse | $1,566.02 | $18,792.24 |
| Spouse + 1 child | $1,663.02 | $19,956.24 |
| Spouse + 2 children | $1,728.02 | $20,736.24 |
First child: +$88.00/mo (no spouse) or +$97.00/mo (with spouse) · Each additional child under 18: +$65.00/moSpouse + 2 children assumes both children are under 18. A child age 18 to 23 in a qualifying school program adds more.
Benefits
What benefits do I get at 60% VA disability?
18 benefits available at your rating level (cumulative from 0%)
STATUSSince 0%
Service-Connected Status
Official recognition of disability related to military service — required for all other VA benefits
HEALTHCARESince 0%
VA Healthcare (Priority Group 5)
Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income
HOUSINGSince 0%
VA Home Loan Eligibility
VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%
COMPENSATIONSince 10%
Monthly Compensation
Tax-free monthly disability compensation begins at 10%
HOUSINGSince 10%
VA Home Loan Funding Fee Waiver
Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage
HEALTHCARESince 10%
VA Healthcare (Priority Group 3)
Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care
EMPLOYMENTSince 10%
VR&E Chapter 31
Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment
TAXSince 10%
State Property Tax Benefits
Many states begin property tax exemptions at 10% — varies significantly by state
EMPLOYMENTSince 20%
VR&E Serious Employment Handicap
At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement
COMPENSATIONSince 30%
Dependent Compensation
Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%
HEALTHCARESince 30%
VA Healthcare (Priority Group 2)
Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays
HEALTHCARESince 30%
VA Dental (SC Conditions)
Dental care for conditions directly related to service-connected disability
FINANCIALSince 40%
Auto/Adaptive Equipment Grant
If disability involves loss or loss of use of a limb — up to $22,541 (2026) for adaptive vehicle equipment
COMPENSATIONSince 40%
TDIU Pathway (Combined)
With a combined rating of 70%+ and at least one condition at 40%, may qualify for TDIU — paid at 100% rate
HEALTHCARESince 50%
VA Healthcare (Priority Group 1)
Highest priority group — first access to VA healthcare, no copays, no enrollment barriers
TAXSince 50%
State Benefits Expansion
Many states offer significant property tax reductions at 50%+. Some states provide free vehicle registration, hunting/fishing licenses
COMPENSATIONNew at 60%
TDIU (Single Condition)
Individual Unemployability — if a single SC condition at 60%+ prevents substantially gainful employment, paid at 100% rate without schedular 100%
COMPENSATIONNew at 60%
Increased Dependent Rates
Dependent add-on rates increase significantly at 60%
Next at 70%
At 70% you unlock TDIU (Combined), State Full Benefits. That's +$373.43/mo more in compensation.
Unemployability
Can I qualify for TDIU at a 60% rating?
Eligible for TDIU
Eligible for TDIU with a single condition at 60%+. If this condition prevents substantially gainful employment, compensated at the 100% rate.
TDIU pays at the 100% compensation rate (see the 100% page for the current 2026 amount) even without a schedular 100% rating.
Combined ratings
How do combined VA disability ratings work?
The VA uses the "whole person theory": each rating applies to the remaining healthy percentage, not the total. The result is always less than the arithmetic sum, then rounded to the nearest 10% under 38 CFR § 4.25.
“Disabilities will be evaluated on a combined rating from 0 to 100 percent, as provided in the rating schedule, by using the combined ratings table and rounding to the nearest 10 percent.”
- 1Single condition at 60%
- 250% + 20% = 60%
- 340% + 30% = 58% → rounds to 60%
- 430% + 30% + 20% = 61% → rounds to 60%
Conditions
What conditions are commonly rated at 60%?
20 conditions have a 60% rating tier in the VA Schedule for Rating Disabilities (VASRD)
DC 7723
Acquired hemolytic anemia
Requiring immunosuppressive medication 4 or more times per 12-month period
DC 7908
Acromegaly
Arthropathy, glucose intolerance, and hypertension
DC 7911
Addison's disease (adrenocortical insufficiency)
Four or more crises during the past year
DC 7702
Agranulocytosis, acquired
Requiring intermittent myeloid growth factors (granulocyte colony-stimulating factor (G-CSF) or granulocyte-macrophage colony-stimulating factor (GM-CSF) or continuous immunosuppressive therapy such a...
DC 6063
Anatomical loss of one eye: 1
In the other eye 20/100 (6/30)
DC 7335
Ano, fistula in, including anorectal fistula and anorectal abscess
More than two constant or near-constant fistulas with abscesses, drainage, and pain, which are refractory to medical and surgical treatment
DC 7110
Aortic Aneurysm (Thoracic or Abdominal)
Aortic aneurysm: Moderate to large aneurysm (4.5–5.5 cm) with symptoms (back or abdominal pain) or rapid growth; requiring medical management with beta-blockers; awaiting surgical or endovascular repa...
DC 6519
Aphonia, complete organic
Constant inability to speak above a whisper
DC 7716
Aplastic anemia
Requiring transfusion of platelets or red cells, on average, at least once every three months per 12-month period; or infections recurring, on average, at least once every three months per 12-month pe...
DC 7005
Arteriosclerotic Heart Disease (Coronary Artery Disease)
More than one episode of acute congestive heart failure in the past year, or; workload of greater than 1 MET but not greater than 3 METs results in dyspnea, fatigue, angina, dizziness, or syncope; or;...
DC 7113
Arteriovenous fistula, traumatic
Without heart failure but with enlarged heart, wide pulse pressure, and tachycardia
DC 6833
Asbestosis.
FVC of 50- to 64-percent predicted, or; DLCO (SB) of 40- to 55-percent predicted, or; maximum exercise capacity of 15 to 20 ml/kg/min oxygen consumption with cardiorespiratory limitation
DC 6838
Aspergillosis
FVC of 50- to 64-percent predicted, or; DLCO (SB) of 40- to 55-percent predicted, or; maximum exercise capacity of 15 to 20 ml/kg/min oxygen consumption with cardiorespiratory limitation
DC 6602
Asthma, bronchial
FEV-1 of 40- to 55-percent predicted, or; FEV-1/FVC of 40 to 55 percent, or; at least monthly visits to a physician for required care of exacerbations, or; intermittent (at least three per year) cours...
DC 6313
Avitaminosis
With all of the symptoms listed below, plus mental symptoms and impaired bodily vigor
DC 6314
Beriberi
With cardiomegaly, or; with peripheral neuropathy with footdrop or atrophy of thigh or calf muscles
DC 7517
Bladder, Injury of (Residuals)
Bladder injury residuals: Requiring indwelling urinary catheter; or renal failure secondary to bladder dysfunction; or total urinary incontinence requiring continuous use of absorbent pads.
DC 6836
Blastomycosis
FVC of 50- to 64-percent predicted, or; DLCO (SB) of 40- to 55-percent predicted, or; maximum exercise capacity of 15 to 20 ml/kg/min oxygen consumption with cardiorespiratory limitation
DC 8003
Brain, new growth of, benign
Benign, minimum
DC 6601
Bronchiectasis
With incapacitating episodes of infection of four to six weeks total duration per year, or; near constant findings of cough with purulent sputum associated with anorexia, weight loss, and frank hemopt...
Quick facts
- Monthly rate
- $1,435.02
- Annual
- $17,220.24
- With family
- $1,728.02
- TDIU eligible?
- Yes
- COLA increase
- 2.8%
- Benefits unlocked
- 18
Veteran alone, no dependents
Tax-free under 26 U.S.C. § 104
Spouse + 2 children under 18, monthly
38 CFR § 4.16, pays at the 100% rate
2026 adjustment
Cumulative federal benefits
Questions
Frequently Asked Questions
How much does a 60% VA disability rating pay per month in 2026?
A 60% VA disability rating pays $1,435.02/month ($17,220.24/year) for a veteran without dependents in 2026. This amount is tax-free under 26 U.S.C. § 104.
Is VA disability compensation taxable?
No. VA disability compensation is fully tax-free under 26 U.S.C. § 104(a)(4). It is excluded from gross income and does not need to be reported on federal or state tax returns. Military retirement pay is separate and may be taxable.
What benefits do I get at 60%?
At 60%, you are eligible for 18 cumulative federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility. Benefits unlock cumulatively — every benefit available at lower ratings also applies at 60%.
How much does VA disability pay with a spouse and children at 60%?
At 60%, a veteran with a spouse receives $1,566.02/month. Adding one child raises the rate to $1,663.02/month. Dependent allowances begin at 30% under 38 CFR § 3.4.
Can I qualify for TDIU at 60%?
Eligible for TDIU with a single condition at 60%+. If this condition prevents substantially gainful employment, compensated at the 100% rate.
What is the difference between a 60% and a 70% VA disability rating?
A 70% rating pays $1,808.45/month — $373.43/month more than the 60% rate. That difference compounds to $4,481.16/year. At 70%, you also unlock TDIU (Combined), State Full Benefits.
How do combined VA disability ratings work?
The VA does not add ratings together. Instead, it applies the "whole person" theory: each successive disability is calculated against the remaining healthy percentage. For example, 50% leaves 50% whole; a second 30% rating is 30% of 50% (15%), producing a combined 65%, which rounds to 70% under 38 CFR § 4.25. This means the combined rating is always less than the arithmetic sum.
When does COLA increase VA disability rates?
VA disability rates are adjusted annually based on the Social Security Administration's Cost-of-Living Adjustment (COLA). The 2026 rates reflect a 2.8% COLA increase, effective 2025-12-01. COLA changes are applied automatically — no action is needed.
Sources & Authorities
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VeteranHQ
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