Compensation · 2026

60% VA Disability Rating

A 60% VA disability rating pays $1,435.02/month ($17,220.24/year) in 2026, tax-free, to a veteran without dependents. The rate is set by 38 CFR § 3.4 and adjusted annually for COLA. At 60%, veterans unlock 18 federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility.

Rates effective (opens in a new tab)2.8% COLAPriority Group 1TDIU eligible

60% rating, monthly
$1,435.02
$17,220.24 a year, veteran alone
50%
$1,132.90
a month
70%
$1,808.45
+$373.43 a month

With dependents

How much does a 60% rating pay with dependents?

SituationMonthlyAnnual
Veteran alone$1,435.02$17,220.24
With spouse$1,566.02$18,792.24
Spouse + 1 child$1,663.02$19,956.24
Spouse + 2 children$1,728.02$20,736.24

First child: +$88.00/mo (no spouse) or +$97.00/mo (with spouse) · Each additional child under 18: +$65.00/moSpouse + 2 children assumes both children are under 18. A child age 18 to 23 in a qualifying school program adds more.

Benefits

What benefits do I get at 60% VA disability?

18 benefits available at your rating level (cumulative from 0%)

  • STATUSSince 0%

    Service-Connected Status

    Official recognition of disability related to military service — required for all other VA benefits

  • HEALTHCARESince 0%

    VA Healthcare (Priority Group 5)

    Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

  • HOUSINGSince 0%

    VA Home Loan Eligibility

    VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

  • COMPENSATIONSince 10%

    Monthly Compensation

    Tax-free monthly disability compensation begins at 10%

  • HOUSINGSince 10%

    VA Home Loan Funding Fee Waiver

    Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage

  • HEALTHCARESince 10%

    VA Healthcare (Priority Group 3)

    Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care

  • EMPLOYMENTSince 10%

    VR&E Chapter 31

    Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment

  • TAXSince 10%

    State Property Tax Benefits

    Many states begin property tax exemptions at 10% — varies significantly by state

  • EMPLOYMENTSince 20%

    VR&E Serious Employment Handicap

    At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement

  • COMPENSATIONSince 30%

    Dependent Compensation

    Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%

  • HEALTHCARESince 30%

    VA Healthcare (Priority Group 2)

    Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays

  • HEALTHCARESince 30%

    VA Dental (SC Conditions)

    Dental care for conditions directly related to service-connected disability

  • FINANCIALSince 40%

    Auto/Adaptive Equipment Grant

    If disability involves loss or loss of use of a limb — up to $22,541 (2026) for adaptive vehicle equipment

  • COMPENSATIONSince 40%

    TDIU Pathway (Combined)

    With a combined rating of 70%+ and at least one condition at 40%, may qualify for TDIU — paid at 100% rate

  • HEALTHCARESince 50%

    VA Healthcare (Priority Group 1)

    Highest priority group — first access to VA healthcare, no copays, no enrollment barriers

  • TAXSince 50%

    State Benefits Expansion

    Many states offer significant property tax reductions at 50%+. Some states provide free vehicle registration, hunting/fishing licenses

  • COMPENSATIONNew at 60%

    TDIU (Single Condition)

    Individual Unemployability — if a single SC condition at 60%+ prevents substantially gainful employment, paid at 100% rate without schedular 100%

  • COMPENSATIONNew at 60%

    Increased Dependent Rates

    Dependent add-on rates increase significantly at 60%

Next at 70%

At 70% you unlock TDIU (Combined), State Full Benefits. That's +$373.43/mo more in compensation.

Unemployability

Can I qualify for TDIU at a 60% rating?

Eligible for TDIU

Eligible for TDIU with a single condition at 60%+. If this condition prevents substantially gainful employment, compensated at the 100% rate.

TDIU pays at the 100% compensation rate (see the 100% page for the current 2026 amount) even without a schedular 100% rating.

Combined ratings

How do combined VA disability ratings work?

The VA uses the "whole person theory": each rating applies to the remaining healthy percentage, not the total. The result is always less than the arithmetic sum, then rounded to the nearest 10% under 38 CFR § 4.25.

“Disabilities will be evaluated on a combined rating from 0 to 100 percent, as provided in the rating schedule, by using the combined ratings table and rounding to the nearest 10 percent.”

  1. 1Single condition at 60%
  2. 250% + 20% = 60%
  3. 340% + 30% = 58% → rounds to 60%
  4. 430% + 30% + 20% = 61% → rounds to 60%

Conditions

What conditions are commonly rated at 60%?

20 conditions have a 60% rating tier in the VA Schedule for Rating Disabilities (VASRD)

  • DC 7723

    Acquired hemolytic anemia

    Requiring immunosuppressive medication 4 or more times per 12-month period

  • DC 7908

    Acromegaly

    Arthropathy, glucose intolerance, and hypertension

  • DC 7911

    Addison's disease (adrenocortical insufficiency)

    Four or more crises during the past year

  • DC 7702

    Agranulocytosis, acquired

    Requiring intermittent myeloid growth factors (granulocyte colony-stimulating factor (G-CSF) or granulocyte-macrophage colony-stimulating factor (GM-CSF) or continuous immunosuppressive therapy such a...

  • DC 6063

    Anatomical loss of one eye: 1

    In the other eye 20/100 (6/30)

  • DC 7335

    Ano, fistula in, including anorectal fistula and anorectal abscess

    More than two constant or near-constant fistulas with abscesses, drainage, and pain, which are refractory to medical and surgical treatment

  • DC 7110

    Aortic Aneurysm (Thoracic or Abdominal)

    Aortic aneurysm: Moderate to large aneurysm (4.5–5.5 cm) with symptoms (back or abdominal pain) or rapid growth; requiring medical management with beta-blockers; awaiting surgical or endovascular repa...

  • DC 6519

    Aphonia, complete organic

    Constant inability to speak above a whisper

  • DC 7716

    Aplastic anemia

    Requiring transfusion of platelets or red cells, on average, at least once every three months per 12-month period; or infections recurring, on average, at least once every three months per 12-month pe...

  • DC 7005

    Arteriosclerotic Heart Disease (Coronary Artery Disease)

    More than one episode of acute congestive heart failure in the past year, or; workload of greater than 1 MET but not greater than 3 METs results in dyspnea, fatigue, angina, dizziness, or syncope; or;...

  • DC 7113

    Arteriovenous fistula, traumatic

    Without heart failure but with enlarged heart, wide pulse pressure, and tachycardia

  • DC 6833

    Asbestosis.

    FVC of 50- to 64-percent predicted, or; DLCO (SB) of 40- to 55-percent predicted, or; maximum exercise capacity of 15 to 20 ml/kg/min oxygen consumption with cardiorespiratory limitation

  • DC 6838

    Aspergillosis

    FVC of 50- to 64-percent predicted, or; DLCO (SB) of 40- to 55-percent predicted, or; maximum exercise capacity of 15 to 20 ml/kg/min oxygen consumption with cardiorespiratory limitation

  • DC 6602

    Asthma, bronchial

    FEV-1 of 40- to 55-percent predicted, or; FEV-1/FVC of 40 to 55 percent, or; at least monthly visits to a physician for required care of exacerbations, or; intermittent (at least three per year) cours...

  • DC 6313

    Avitaminosis

    With all of the symptoms listed below, plus mental symptoms and impaired bodily vigor

  • DC 6314

    Beriberi

    With cardiomegaly, or; with peripheral neuropathy with footdrop or atrophy of thigh or calf muscles

  • DC 7517

    Bladder, Injury of (Residuals)

    Bladder injury residuals: Requiring indwelling urinary catheter; or renal failure secondary to bladder dysfunction; or total urinary incontinence requiring continuous use of absorbent pads.

  • DC 6836

    Blastomycosis

    FVC of 50- to 64-percent predicted, or; DLCO (SB) of 40- to 55-percent predicted, or; maximum exercise capacity of 15 to 20 ml/kg/min oxygen consumption with cardiorespiratory limitation

  • DC 8003

    Brain, new growth of, benign

    Benign, minimum

  • DC 6601

    Bronchiectasis

    With incapacitating episodes of infection of four to six weeks total duration per year, or; near constant findings of cough with purulent sputum associated with anorexia, weight loss, and frank hemopt...

Quick facts

Monthly rate
$1,435.02

Veteran alone, no dependents

Annual
$17,220.24

Tax-free under 26 U.S.C. § 104

With family
$1,728.02

Spouse + 2 children under 18, monthly

TDIU eligible?
Yes

38 CFR § 4.16, pays at the 100% rate

COLA increase
2.8%

2026 adjustment

Benefits unlocked
18

Cumulative federal benefits

Questions

Frequently Asked Questions

How much does a 60% VA disability rating pay per month in 2026?

A 60% VA disability rating pays $1,435.02/month ($17,220.24/year) for a veteran without dependents in 2026. This amount is tax-free under 26 U.S.C. § 104.

Is VA disability compensation taxable?

No. VA disability compensation is fully tax-free under 26 U.S.C. § 104(a)(4). It is excluded from gross income and does not need to be reported on federal or state tax returns. Military retirement pay is separate and may be taxable.

What benefits do I get at 60%?

At 60%, you are eligible for 18 cumulative federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility. Benefits unlock cumulatively — every benefit available at lower ratings also applies at 60%.

How much does VA disability pay with a spouse and children at 60%?

At 60%, a veteran with a spouse receives $1,566.02/month. Adding one child raises the rate to $1,663.02/month. Dependent allowances begin at 30% under 38 CFR § 3.4.

Can I qualify for TDIU at 60%?

Eligible for TDIU with a single condition at 60%+. If this condition prevents substantially gainful employment, compensated at the 100% rate.

What is the difference between a 60% and a 70% VA disability rating?

A 70% rating pays $1,808.45/month — $373.43/month more than the 60% rate. That difference compounds to $4,481.16/year. At 70%, you also unlock TDIU (Combined), State Full Benefits.

How do combined VA disability ratings work?

The VA does not add ratings together. Instead, it applies the "whole person" theory: each successive disability is calculated against the remaining healthy percentage. For example, 50% leaves 50% whole; a second 30% rating is 30% of 50% (15%), producing a combined 65%, which rounds to 70% under 38 CFR § 4.25. This means the combined rating is always less than the arithmetic sum.

When does COLA increase VA disability rates?

VA disability rates are adjusted annually based on the Social Security Administration's Cost-of-Living Adjustment (COLA). The 2026 rates reflect a 2.8% COLA increase, effective 2025-12-01. COLA changes are applied automatically — no action is needed.

Sources & Authorities

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