100% VA Disability Rating

First child: +$146.85/mo (no spouse) or +$160.82/mo (with spouse) · Each additional child under 18: +$109.11/moSpouse + 2 children assumes both children are under 18. A child age 18 to 23 in a qualifying school program adds more.

• STATUSSince 0%

  Service-Connected Status

  Official recognition of disability related to military service — required for all other VA benefits

• HEALTHCARESince 0%

  VA Healthcare (Priority Group 5)

  Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

• HOUSINGSince 0%

  VA Home Loan Eligibility

  VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

• COMPENSATIONSince 10%

  Monthly Compensation

  Tax-free monthly disability compensation begins at 10%

• HOUSINGSince 10%

  VA Home Loan Funding Fee Waiver

  Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage

• HEALTHCARESince 10%

  VA Healthcare (Priority Group 3)

  Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care

• EMPLOYMENTSince 10%

  VR&E Chapter 31

  Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment

• TAXSince 10%

  State Property Tax Benefits

  Many states begin property tax exemptions at 10% — varies significantly by state

• EMPLOYMENTSince 20%

  VR&E Serious Employment Handicap

  At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement

• COMPENSATIONSince 30%

  Dependent Compensation

  Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%

• HEALTHCARESince 30%

  VA Healthcare (Priority Group 2)

  Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays

• HEALTHCARESince 30%

  VA Dental (SC Conditions)

  Dental care for conditions directly related to service-connected disability

• FINANCIALSince 40%

  Auto/Adaptive Equipment Grant

  If disability involves loss or loss of use of a limb — up to $22,541 (2026) for adaptive vehicle equipment

• COMPENSATIONSince 40%

  TDIU Pathway (Combined)

  With a combined rating of 70%+ and at least one condition at 40%, may qualify for TDIU — paid at 100% rate

• HEALTHCARESince 50%

  VA Healthcare (Priority Group 1)

  Highest priority group — first access to VA healthcare, no copays, no enrollment barriers

• TAXSince 50%

  State Benefits Expansion

  Many states offer significant property tax reductions at 50%+. Some states provide free vehicle registration, hunting/fishing licenses

• COMPENSATIONSince 60%

  TDIU (Single Condition)

  Individual Unemployability — if a single SC condition at 60%+ prevents substantially gainful employment, paid at 100% rate without schedular 100%

• COMPENSATIONSince 60%

  Increased Dependent Rates

  Dependent add-on rates increase significantly at 60%

• COMPENSATIONSince 70%

  TDIU (Combined)

  With combined 70%+ and one condition at 40%+, TDIU is available. Monthly benefit jumps to 100% rate ($3,938.58/mo in 2026)

• TAXSince 70%

  State Full Benefits

  Most states with tiered property tax exemptions reach full or near-full exemption at 70%+

• COMPENSATIONSince 80%

  Near-Total Compensation

  Monthly payment of $2,102.15 (veteran alone). One more increase or secondary condition could reach 90% or 100%

• COMPENSATIONSince 80%

  Stronger TDIU Case

  At 80%+, TDIU applications are statistically more likely to be granted if employment is limited

• COMPENSATIONSince 90%

  Near-Maximum Compensation

  Monthly payment of $2,362.30 (veteran alone). Many states treat 90%+ as effectively total for benefits purposes

• COMPENSATIONSince 90%

  Strong TDIU Position

  Veterans at 90% with any work limitations have very strong TDIU claims

• COMPENSATIONNew at 100%

  Maximum Schedular Compensation

  Monthly payment of $3,938.58 (veteran alone, 2026). Tax-free. COLA-adjusted annually

• EDUCATIONNew at 100%

  Chapter 35 DEA

  Dependents Educational Assistance — up to 36 months of education benefits for spouse and children (if rated P&T)

• HEALTHCARENew at 100%

  CHAMPVA

  Civilian Health and Medical Program — healthcare coverage for spouse and dependents not eligible for TRICARE (if rated P&T)

• HEALTHCARENew at 100%

  Complete Dental Care

  Full VA dental care for all conditions, not just service-connected

• TAXNew at 100%

  Property Tax Exemption

  Most states offer 100% property tax exemption for 100% P&T veterans

• RECREATIONNew at 100%

  Space-A Travel

  Space-Available travel on military aircraft worldwide

• FINANCIALNew at 100%

  Commissary & Exchange

  Full access to military commissaries and exchanges (all SC veterans have some access, but 100% gets priority)

• COMPENSATIONNew at 100%

  SMC Eligibility

  Special Monthly Compensation — additional payments for severe disabilities (loss of use, housebound, aid & attendance). Ranges from $139.87/mo (SMC-K) to $11,271.67/mo (SMC-R.2 and SMC-T, veteran alone, effective December 1, 2025)

• TRANSPORTATIONNew at 100%

  State Vehicle Benefits

  Free or discounted license plates, vehicle registration, toll exemptions in most states

• COMPENSATIONNew at 100%

  Concurrent Retirement Pay (CRDP)

  Military retirees at 50%+ SC can receive full retirement AND disability pay simultaneously — no offset at 100%

“Disabilities will be evaluated on a combined rating from 0 to 100 percent, as provided in the rating schedule, by using the combined ratings table and rounding to the nearest 10 percent.”

1. 1Single condition at 100%
2. 290% + 60% = 96% → rounds to 100%
3. 380% + 70% = 94% → rounds to 90% (not 100%)
4. 4TDIU: Combined 70%+ with one at 40%+ and unable to work → paid at 100% rate

• DC 7723

  Acquired hemolytic anemia

  Requiring a bone marrow transplant or continuous intravenous or immunosuppressive therapy (e.g., prednisone, Cytoxan, azathioprine, or rituximab)

• DC 7908

  Acromegaly

  Evidence of increased intracranial pressure (such as visual field defect), arthropathy, glucose intolerance, and either hypertension or cardiomegaly

• DC 7702

  Agranulocytosis, acquired

  Requiring bone marrow transplant; or infections recurring, on average, at least once every six weeks per 12-month period

• DC 7717

  AL amyloidosis (primary amyloidosis)

  AL amyloidosis (primary amyloidosis)

• DC 8017

  Amyotrophic lateral sclerosis

  Amyotrophic lateral sclerosis

• DC 6061

  Anatomical loss of both eyes 1

  Anatomical loss of both eyes 1

• DC 6063

  Anatomical loss of one eye: 1

  In the other eye 5/200 (1.5/60)

• DC 7700

  Anemia, Iron Deficiency (Hypochromic-Microcytic)

  Iron deficiency anemia: Hemoglobin below 5 g/dL; or transfusion-dependent (requiring transfusions more than once monthly); near-total incapacitation; risk of cardiac decompensation.

• DC 7111

  Aneurysm, any large artery

  If symptomatic; or, for the period beginning on the date a physician recommends surgical correction and continuing for six months following discharge from inpatient hospital admission for surgical cor...

• DC 5056

  Ankle replacement (prosthesis).

  For 1 year following implantation of prosthesis

• DC 5240

  Ankylosing spondylitis

  Unfavorable ankylosis of the entire spine

• DC 9520

  Anorexia nervosa

  Total occupational and social impairment, due to such symptoms as: gross impairment in thought processes or communication; persistent delusions or hallucinations; grossly inappropriate behavior; persi...

• DC 7110

  Aortic aneurysm: Ascending, thoracic, or abdominal

  Evaluate at 100 percent if the aneurysm is any one of the following: Five centimeters or larger in diameter; symptomatic (e.g., precludes exertion); or requires surgery

• DC 7716

  Aplastic anemia

  Requiring peripheral blood or bone marrow stem cell transplant; or requiring transfusion of platelets or red cells, on average, at least once every six weeks per 12-month period; or infections recurri...

• DC 7005

  Arteriosclerotic Heart Disease (Coronary Artery Disease)

  Chronic congestive heart failure, or; workload of 3 METs or less results in dyspnea, fatigue, angina, dizziness, or syncope; or; left ventricular dysfunction with an ejection fraction of less than 30 ...

• DC 7113

  Arteriovenous fistula, traumatic

  With high-output heart failure

• DC 6833

  Asbestosis.

  Forced Vital Capacity (FVC) less than 50-percent predicted, or; Diffusion Capacity of the Lung for Carbon Monoxide by the Single Breath Method (DLCO (SB)) less than 40-percent predicted, or; maximum e...

• DC 6838

  Aspergillosis

  Forced Vital Capacity (FVC) less than 50-percent predicted, or; Diffusion Capacity of the Lung for Carbon Monoxide by the Single Breath Method (DLCO (SB)) less than 40-percent predicted, or; maximum e...

• DC 6602

  Asthma, bronchial

  FEV-1 less than 40-percent predicted, or; FEV-1/FVC less than 40 percent, or; more than one attack per week with episodes of respiratory failure, or; requires daily use of systemic (oral or parenteral...

• DC 6313

  Avitaminosis

  Marked mental changes, moist dermatitis, inability to retain adequate nourishment, exhaustion, and cachexia

• SMC-K

  $139.87 a month

  Loss of use of a creative organ, one hand/foot, or blindness in one eye (5/200 or less). Added to existing compensation, and up to 3 SMC-K awards can be paid at the same time.

• SMC-L

  $4,900.83 a month

  Both feet lost/lost use; blind in both eyes (5/200 or less); permanently bedridden; or requires daily aid and attendance for basic needs.

• SMC-L 1/2

  $5,154.00 a month

  One foot and opposite knee lost; blind in one eye with light perception only in other; blindness in both eyes with loss of use of one foot.

• SMC-M

  $5,408.55 a month

  Both hands lost/lost use; one hand and one leg lost near hip/shoulder; blind in one eye with complete blindness in other.

• SMC-M 1/2

  $5,780.00 a month

  One knee and one leg lost near hip; one hand and one elbow lost near shoulder.

• SMC-N

  $6,152.64 a month

  Both elbows lost; both legs lost near hip; one arm and one leg lost near shoulder/hip; both eyes physically lost.

• SMC-N 1/2

  $6,514.00 a month

  One elbow and one arm lost near shoulder; both eyes lost with loss of use of one foot.

• SMC-O

  $6,877.12 a month

  Both arms lost near shoulders; complete paralysis of both legs with loss of bladder/bowel control; or two separate disabilities each qualifying at SMC-L/M/N.

• SMC-R1

  $9,826.88 a month

  Requires regular aid and attendance for all basic daily needs (dressing, eating, bathing, toileting).

• SMC-R2

  $11,271.67 a month

  Higher level of aid and attendance: requires a higher level of daily care.

• SMC-S

  $4,408.53 a month

  Housebound: substantially confined to home due to service-connected disabilities, OR has 100% rating plus additional 60%+ from other disabilities.

• SMC-T

  $11,271.67 a month

  Severe traumatic brain injury (TBI) requiring daily care and protection from environmental hazards.

See all SMC rates