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2.8% COLA · 2026Priority Group 3

10% VA Disability Rating

A 10% VA disability rating pays $180.42/month ($2,165.04/year) in tax-free compensation. Here’s everything that 10% unlocks.

0% Rating

$0.00

per month

Current — 10%

$180.42

$2,165.04/year

20% Rating

$356.66

+$176.24/mo increase

Note: Dependent allowances start at 30%. At 10%, your monthly rate is the same regardless of dependents.

Benefits Unlocked at 10%

8 benefits available at your rating level (cumulative from 0%)

Service-Connected Status

Since 0%

Official recognition of disability related to military service — required for all other VA benefits

VA Healthcare (Priority Group 5)

Since 0%

Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

VA Home Loan Eligibility

Since 0%

VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

Monthly Compensation

New at 10%

Tax-free monthly disability compensation begins at 10%

VA Home Loan Funding Fee Waiver

New at 10%

Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage

VA Healthcare (Priority Group 3)

New at 10%

Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care

VR&E Chapter 31

New at 10%

Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment

State Property Tax Benefits

New at 10%

Many states begin property tax exemptions at 10% — varies significantly by state

At 20% you unlock VR&E Serious Employment Handicap. That's +$176.24/mo more in compensation.

TDIU (Total Disability Individual Unemployability)

Not Yet Eligible

TDIU requires a single condition at 60%+ or combined 70%+ with one at 40%+.

How to Reach a 10% Combined Rating

VA uses "whole person theory" — ratings combine using the remaining disability formula, not simple addition.

#1

Single condition rated at 10%

#2

Multiple 0% conditions do not combine to 10%

Conditions Commonly Rated at 10%

20 conditions have a 10% rating tier in the VA Schedule for Rating Disabilities (VASRD)

Acne

DC 7828

Deep acne (deep inflamed nodules and pus-filled cysts) affecting less than 40 percent of the face and neck, or deep acne other than on the face and neck

Acquired hemolytic anemia

DC 7723

Requiring one course of immunosuppressive therapy per 12-month period

Agranulocytosis, acquired

DC 7702

Requiring continuous medication (e.g., antibiotics) for control; or requiring intermittent use of a myeloid growth factor to maintain ANC greater than or equal to 1500/µl

Allergic or Vasomotor Rhinitis

DC 6522

Without polyps, but with greater than 50-percent obstruction of nasal passage on both sides or complete obstruction on one side.

Alopecia areata

DC 7831

With loss of all body hair

Anemia, Iron Deficiency (Hypochromic-Microcytic)

DC 7700

Iron deficiency anemia: Hemoglobin 9–10 g/dL; symptomatic (fatigue, weakness, exertional dyspnea); requiring regular treatment; no transfusion dependency.

Angioneurotic edema

DC 7118

Attacks without laryngeal involvement lasting one to seven days and occurring two to four times a year

Angle-closure glaucoma

DC 6012

Evaluate under the General Rating Formula for Diseases of the Eye. Minimum evaluation if continuous medication is required

Ano, fistula in, including anorectal fistula and anorectal abscess

DC 7335

One fistula with drainage and pain, but without abscess

Arteriosclerotic Heart Disease (Coronary Artery Disease)

DC 7005

Workload of greater than 7 METs results in dyspnea, fatigue, angina, dizziness, or syncope; or; continuous medication required.

Arthritis due to Trauma (Traumatic Arthritis)

DC 5010

Traumatic arthritis with X-ray evidence of arthritis: with occasional painful episodes and no more than slight limitation of motion; or established by X-ray findings, with at least one-half inch or mo...

Asbestosis.

DC 6833

FVC of 75- to 80-percent predicted, or; DLCO (SB) of 66- to 80-percent predicted

Avitaminosis

DC 6313

Confirmed diagnosis with nonspecific symptoms such as: decreased appetite, weight loss, abdominal discomfort, weakness, inability to concentrate and irritability

Bacterial rhinitis

DC 6523

With permanent hypertrophy of turbinates and with greater than 50-percent obstruction of nasal passage on both sides or complete obstruction on one side

Barrett's esophagus

DC 7207

Documented by pathologic diagnosis with low-grade dysplasia

Benign, minimum

DC 8003

Rate residuals, minimum

Benign, minimum rating

DC 8022

Rate residuals, minimum

Benign Neoplasms of the Gynecological System

DC 7628

Benign neoplasm of the gynecological system with symptoms that require continuous treatment.

Bones, of the lower extremity, shortening of

DC 5275

1⁄to 2 inches (3.2 cms. to 5.1 cms.) 1 4

Brain, abscess of

DC 8020

Rate residuals, minimum

See What You’re Missing at 20%

An increase from 10% to 20% means +$176.24/month. AIDEN can analyze your conditions and find the strongest path to a higher rating.

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