10% VA Disability Rating
A 10% VA disability rating pays $180.42/month ($2,165.04/year) in tax-free compensation. Here’s everything that 10% unlocks.
0% Rating
$0.00
per month
Current — 10%
$180.42
$2,165.04/year
20% Rating
$356.66
+$176.24/mo increase
Note: Dependent allowances start at 30%. At 10%, your monthly rate is the same regardless of dependents.
Benefits Unlocked at 10%
8 benefits available at your rating level (cumulative from 0%)
Service-Connected Status
Since 0%Official recognition of disability related to military service — required for all other VA benefits
VA Healthcare (Priority Group 5)
Since 0%Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income
VA Home Loan Eligibility
Since 0%VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%
Monthly Compensation
New at 10%Tax-free monthly disability compensation begins at 10%
VA Home Loan Funding Fee Waiver
New at 10%Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage
VA Healthcare (Priority Group 3)
New at 10%Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care
VR&E Chapter 31
New at 10%Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment
State Property Tax Benefits
New at 10%Many states begin property tax exemptions at 10% — varies significantly by state
At 20% you unlock VR&E Serious Employment Handicap. That's +$176.24/mo more in compensation.
TDIU (Total Disability Individual Unemployability)
TDIU requires a single condition at 60%+ or combined 70%+ with one at 40%+.
How to Reach a 10% Combined Rating
VA uses "whole person theory" — ratings combine using the remaining disability formula, not simple addition.
Single condition rated at 10%
Multiple 0% conditions do not combine to 10%
Conditions Commonly Rated at 10%
20 conditions have a 10% rating tier in the VA Schedule for Rating Disabilities (VASRD)
Acne
DC 7828Deep acne (deep inflamed nodules and pus-filled cysts) affecting less than 40 percent of the face and neck, or deep acne other than on the face and neck
Acquired hemolytic anemia
DC 7723Requiring one course of immunosuppressive therapy per 12-month period
Agranulocytosis, acquired
DC 7702Requiring continuous medication (e.g., antibiotics) for control; or requiring intermittent use of a myeloid growth factor to maintain ANC greater than or equal to 1500/µl
Allergic or Vasomotor Rhinitis
DC 6522Without polyps, but with greater than 50-percent obstruction of nasal passage on both sides or complete obstruction on one side.
Alopecia areata
DC 7831With loss of all body hair
Anemia, Iron Deficiency (Hypochromic-Microcytic)
DC 7700Iron deficiency anemia: Hemoglobin 9–10 g/dL; symptomatic (fatigue, weakness, exertional dyspnea); requiring regular treatment; no transfusion dependency.
Angioneurotic edema
DC 7118Attacks without laryngeal involvement lasting one to seven days and occurring two to four times a year
Angle-closure glaucoma
DC 6012Evaluate under the General Rating Formula for Diseases of the Eye. Minimum evaluation if continuous medication is required
Ano, fistula in, including anorectal fistula and anorectal abscess
DC 7335One fistula with drainage and pain, but without abscess
Arteriosclerotic Heart Disease (Coronary Artery Disease)
DC 7005Workload of greater than 7 METs results in dyspnea, fatigue, angina, dizziness, or syncope; or; continuous medication required.
Arthritis due to Trauma (Traumatic Arthritis)
DC 5010Traumatic arthritis with X-ray evidence of arthritis: with occasional painful episodes and no more than slight limitation of motion; or established by X-ray findings, with at least one-half inch or mo...
Asbestosis.
DC 6833FVC of 75- to 80-percent predicted, or; DLCO (SB) of 66- to 80-percent predicted
Avitaminosis
DC 6313Confirmed diagnosis with nonspecific symptoms such as: decreased appetite, weight loss, abdominal discomfort, weakness, inability to concentrate and irritability
Bacterial rhinitis
DC 6523With permanent hypertrophy of turbinates and with greater than 50-percent obstruction of nasal passage on both sides or complete obstruction on one side
Barrett's esophagus
DC 7207Documented by pathologic diagnosis with low-grade dysplasia
Benign, minimum
DC 8003Rate residuals, minimum
Benign, minimum rating
DC 8022Rate residuals, minimum
Benign Neoplasms of the Gynecological System
DC 7628Benign neoplasm of the gynecological system with symptoms that require continuous treatment.
Bones, of the lower extremity, shortening of
DC 52751⁄to 2 inches (3.2 cms. to 5.1 cms.) 1 4
Brain, abscess of
DC 8020Rate residuals, minimum
See What You’re Missing at 20%
An increase from 10% to 20% means +$176.24/month. AIDEN can analyze your conditions and find the strongest path to a higher rating.
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