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2.8% COLA · 2026Priority Group 5

0% VA Disability Rating

A 0% service-connected rating provides no monthly compensation but unlocks VA healthcare, home loan eligibility, and establishes your service-connected status for future claims.

Current — 0%

$0.00

$0.00/year

10% Rating

$180.42

+$180.42/mo increase

Benefits Unlocked at 0%

3 benefits available at your rating level (cumulative from 0%)

Service-Connected Status

New at 0%

Official recognition of disability related to military service — required for all other VA benefits

VA Healthcare (Priority Group 5)

New at 0%

Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

VA Home Loan Eligibility

New at 0%

VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

At 10% you unlock Monthly Compensation, VA Home Loan Funding Fee Waiver, VA Healthcare (Priority Group 3), VR&E Chapter 31, State Property Tax Benefits. That's +$180.42/mo more in compensation.

TDIU (Total Disability Individual Unemployability)

Not Yet Eligible

TDIU requires a single condition at 60%+ or combined 70%+ with one at 40%+.

How to Reach a 0% Combined Rating

VA uses "whole person theory" — ratings combine using the remaining disability formula, not simple addition.

#1

Single condition rated at 0% (service-connected, non-compensable)

Conditions Commonly Rated at 0%

20 conditions have a 0% rating tier in the VA Schedule for Rating Disabilities (VASRD)

Acne

DC 7828

Superficial acne (comedones, papules, pustules) of any extent

Acquired hemolytic anemia

DC 7723

Asymptomatic

Alopecia areata

DC 7831

With loss of hair limited to scalp and face

Anemia, Iron Deficiency (Hypochromic-Microcytic)

DC 7700

Iron deficiency anemia: Hemoglobin above 10 g/dL with mild symptoms (fatigue, pallor) controlled with oral iron supplementation; no transfusion requirement.

Aneurysm, any small artery

DC 7112

Asymptomatic

Aortic Aneurysm (Thoracic or Abdominal)

DC 7110

Aortic aneurysm: Small aneurysm (< 4.5 cm diameter) that is asymptomatic, stable on surveillance imaging, without hemodynamic compromise; no intervention required at this time; managed by watchful wai...

Benign Neoplasms of the Gynecological System

DC 7628

Benign neoplasm of the gynecological system, status post treatment, with no current symptoms and no residuals requiring continuous treatment.

Breast, surgery of

DC 7626

Both or one

Bronchitis, Chronic

DC 6600

Chronic bronchitis diagnosed but without productive cough or measurable impairment in pulmonary function. FEV-1 and FEV-1/FVC within normal limits. No FVC impairment. Non-compensable (0%) rating when ...

Cervical Strain

DC 5235

Cervical spine condition diagnosed but with forward flexion greater than 40 degrees, combined range of motion greater than 335 degrees, no muscle spasm, guarding, or localized tenderness, and no verte...

Chloracne

DC 7829

Superficial acne (comedones, papules, pustules) of any extent

Cholecystectomy (gallbladder removal), complications of (such as strictures and biliary leaks)

DC 7318

Asymptomatic

Chronic biliary tract disease

DC 7314

Asymptomatic, without history of a clinically documented attack of right upper quadrant pain with nausea and vomiting in the past 12 months.

Chronic complications of upper gastrointestinal surgery

DC 7303

Post-operative status, asymptomatic

Chronic Fatigue Syndrome (CFS/ME)

DC 6354

Diagnosis of CFS established but symptoms controlled by continuous medication.

Chronic liver disease without cirrhosis

DC 7345

Previous history of liver disease, currently asymptomatic

Chronic Sinusitis (Pansinusitis)

DC 6510

Sinusitis detected by X-ray only.

Cirrhosis of the liver

DC 7312

Asymptomatic, but with a history of liver disease

Claw foot (pes cavus), acquired

DC 5278

Slight

Coccyx, removal of

DC 5298

Without painful residuals

See What You’re Missing at 10%

An increase from 0% to 10% means +$180.42/month. AIDEN can analyze your conditions and find the strongest path to a higher rating.

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