Compensation · 2026
50% VA Disability Rating
A 50% VA disability rating pays $1,132.90/month ($13,594.80/year) in 2026, tax-free, to a veteran without dependents. The rate is set by 38 CFR § 3.4 and adjusted annually for COLA. At 50%, veterans unlock 16 federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility.
Rates effective (opens in a new tab)2.8% COLAPriority Group 1
- 50% rating, monthly
- $1,132.90
- $13,594.80 a year, veteran alone
- 40%
- $795.84
- a month
- 60%
- $1,435.02
- +$302.12 a month
With dependents
How much does a 50% rating pay with dependents?
| Situation | Monthly | Annual |
|---|---|---|
| Veteran alone | $1,132.90 | $13,594.80 |
| With spouse | $1,241.90 | $14,902.80 |
| Spouse + 1 child | $1,322.90 | $15,874.80 |
| Spouse + 2 children | $1,376.90 | $16,522.80 |
First child: +$73.00/mo (no spouse) or +$81.00/mo (with spouse) · Each additional child under 18: +$54.00/moSpouse + 2 children assumes both children are under 18. A child age 18 to 23 in a qualifying school program adds more.
Benefits
What benefits do I get at 50% VA disability?
16 benefits available at your rating level (cumulative from 0%)
STATUSSince 0%
Service-Connected Status
Official recognition of disability related to military service — required for all other VA benefits
HEALTHCARESince 0%
VA Healthcare (Priority Group 5)
Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income
HOUSINGSince 0%
VA Home Loan Eligibility
VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%
COMPENSATIONSince 10%
Monthly Compensation
Tax-free monthly disability compensation begins at 10%
HOUSINGSince 10%
VA Home Loan Funding Fee Waiver
Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage
HEALTHCARESince 10%
VA Healthcare (Priority Group 3)
Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care
EMPLOYMENTSince 10%
VR&E Chapter 31
Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment
TAXSince 10%
State Property Tax Benefits
Many states begin property tax exemptions at 10% — varies significantly by state
EMPLOYMENTSince 20%
VR&E Serious Employment Handicap
At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement
COMPENSATIONSince 30%
Dependent Compensation
Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%
HEALTHCARESince 30%
VA Healthcare (Priority Group 2)
Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays
HEALTHCARESince 30%
VA Dental (SC Conditions)
Dental care for conditions directly related to service-connected disability
FINANCIALSince 40%
Auto/Adaptive Equipment Grant
If disability involves loss or loss of use of a limb — up to $22,541 (2026) for adaptive vehicle equipment
COMPENSATIONSince 40%
TDIU Pathway (Combined)
With a combined rating of 70%+ and at least one condition at 40%, may qualify for TDIU — paid at 100% rate
HEALTHCARENew at 50%
VA Healthcare (Priority Group 1)
Highest priority group — first access to VA healthcare, no copays, no enrollment barriers
TAXNew at 50%
State Benefits Expansion
Many states offer significant property tax reductions at 50%+. Some states provide free vehicle registration, hunting/fishing licenses
Next at 60%
At 60% you unlock TDIU (Single Condition), Increased Dependent Rates. That's +$302.12/mo more in compensation.
Unemployability
Can I qualify for TDIU at a 50% rating?
Not yet eligible
Not yet eligible for TDIU as a single condition. Need combined 70%+ with one condition at 40%+ for combined TDIU, or a single condition at 60%+.
Combined ratings
How do combined VA disability ratings work?
The VA uses the "whole person theory": each rating applies to the remaining healthy percentage, not the total. The result is always less than the arithmetic sum, then rounded to the nearest 10% under 38 CFR § 4.25.
“Disabilities will be evaluated on a combined rating from 0 to 100 percent, as provided in the rating schedule, by using the combined ratings table and rounding to the nearest 10 percent.”
- 1Single condition at 50%
- 240% + 20% = 52% → rounds to 50%
- 330% + 30% = 51% → rounds to 50%
Conditions
What conditions are commonly rated at 50%?
19 conditions have a 50% rating tier in the VA Schedule for Rating Disabilities (VASRD)
DC 6822
Actinomycosis
Thereafter for four years, or in any event, to six years after date of inactivity
DC 6063
Anatomical loss of one eye: 1
In the other eye 20/50 (6/15)
DC 5240
Ankylosing spondylitis
Unfavorable ankylosis of the entire thoracolumbar spine
DC 5270
Ankylosis of the Ankle
Unfavorable ankylosis of the ankle joint: In plantar flexion, more than 30 degrees, or in combination with marked inversion or eversion deformity.
DC 9520
Anorexia nervosa
Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than o...
DC 7113
Arteriovenous fistula, traumatic
Lower extremity
DC 6523
Bacterial rhinitis
Rhinoscleroma
DC 7207
Barrett's esophagus
With esophageal stricture: rate as esophagus, stricture of (DC 7203), documented history of recurrent or refractory esophageal stricture(s) causing dysphagia which requires at least one of the followi...
DC 9327
Bipolar disorder
Occupational and social impairment with reduced reliability and productivity due to flattened affect, difficulty understanding complex commands, impaired judgment, disturbances of motivation and mood,...
DC 9521
Bulimia nervosa
Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than o...
DC 7800
Burn scar(s) of the head, face, or neck; scar(s) of the head, face, or neck due to other causes; or other disfigurement of the head, face, or neck
With visible or palpable tissue loss and either gross distortion or asymmetry of two features or paired sets of features (nose, chin, forehead, eyes (including eyelids), ears (auricles), cheeks, lips)...
DC 7355
Celiac disease
Malabsorption syndrome with chronic diarrhea managed by medically-prescribed dietary intervention such as prescribed gluten-free diet, with nutritional deficiencies due to lactase and pancreatic insuf...
DC 8105
Chorea, Sydenham's
Moderately severe
DC 9440
Chronic adjustment disorder
Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than o...
DC 7303
Chronic complications of upper gastrointestinal surgery
Any one of the following symptoms with or without pain: (1) daily vomiting despite oral dietary modification or medication; (2) six or more watery bowel movements per day every day, or explosive bowel...
DC 6510
Chronic Sinusitis (Pansinusitis)
Following radical surgery with chronic osteomyelitis, or; near constant sinusitis characterized by headaches, pain and tenderness of the affected sinus, and purulent discharge or crusting after repeat...
DC 5278
Claw foot (pes cavus), acquired
Bilateral
DC 9424
Conversion disorder (functional neurological symptom disorder)
Occupational and social impairment with reduced reliability and productivity due to such symptoms as: flattened affect; circumstantial, circumlocutory, or stereotyped speech; panic attacks more than o...
DC 9202
Cyclothymic disorder
Occupational and social impairment with reduced reliability and productivity due to flattened affect, difficulty understanding complex commands, impaired judgment, disturbances of motivation and mood,...
Quick facts
- Monthly rate
- $1,132.90
- Annual
- $13,594.80
- With family
- $1,376.90
- TDIU eligible?
- Not yet
- COLA increase
- 2.8%
- Benefits unlocked
- 16
Veteran alone, no dependents
Tax-free under 26 U.S.C. § 104
Spouse + 2 children under 18, monthly
Need single 60% or combined 70%+
2026 adjustment
Cumulative federal benefits
Questions
Frequently Asked Questions
How much does a 50% VA disability rating pay per month in 2026?
A 50% VA disability rating pays $1,132.90/month ($13,594.80/year) for a veteran without dependents in 2026. This amount is tax-free under 26 U.S.C. § 104.
Is VA disability compensation taxable?
No. VA disability compensation is fully tax-free under 26 U.S.C. § 104(a)(4). It is excluded from gross income and does not need to be reported on federal or state tax returns. Military retirement pay is separate and may be taxable.
What benefits do I get at 50%?
At 50%, you are eligible for 16 cumulative federal benefits, including Service-Connected Status, VA Healthcare (Priority Group 5), VA Home Loan Eligibility. Benefits unlock cumulatively — every benefit available at lower ratings also applies at 50%.
How much does VA disability pay with a spouse and children at 50%?
At 50%, a veteran with a spouse receives $1,241.90/month. Adding one child raises the rate to $1,322.90/month. Dependent allowances begin at 30% under 38 CFR § 3.4.
Can I qualify for TDIU at 50%?
Not yet eligible for TDIU as a single condition. Need combined 70%+ with one condition at 40%+ for combined TDIU, or a single condition at 60%+.
What is the difference between a 50% and a 60% VA disability rating?
A 60% rating pays $1,435.02/month — $302.12/month more than the 50% rate. That difference compounds to $3,625.44/year. At 60%, you also unlock TDIU (Single Condition), Increased Dependent Rates.
How do combined VA disability ratings work?
The VA does not add ratings together. Instead, it applies the "whole person" theory: each successive disability is calculated against the remaining healthy percentage. For example, 50% leaves 50% whole; a second 30% rating is 30% of 50% (15%), producing a combined 65%, which rounds to 70% under 38 CFR § 4.25. This means the combined rating is always less than the arithmetic sum.
When does COLA increase VA disability rates?
VA disability rates are adjusted annually based on the Social Security Administration's Cost-of-Living Adjustment (COLA). The 2026 rates reflect a 2.8% COLA increase, effective 2025-12-01. COLA changes are applied automatically — no action is needed.
Sources & Authorities
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VeteranHQ
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