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2.8% COLA · 2026Priority Group 1TDIU Eligible

80% VA Disability Rating

A 80% VA disability rating pays $2,102.15/month ($25,225.80/year) in tax-free compensation. Here’s everything that 80% unlocks.

70% Rating

$1,808.45

per month

Current — 80%

$2,102.15

$25,225.80/year

90% Rating

$2,362.30

+$260.15/mo increase

Rates with Dependents

SituationMonthlyAnnual
Veteran alone$2,102.15$25,225.80
With spouse$2,277.15$27,325.80
Spouse + 1 child$2,406.15$28,873.80
Spouse + 2 children$2,688.11$32,257.32

Benefits Unlocked at 80%

22 benefits available at your rating level (cumulative from 0%)

Service-Connected Status

Since 0%

Official recognition of disability related to military service — required for all other VA benefits

VA Healthcare (Priority Group 5)

Since 0%

Enrollment in VA healthcare system. Priority Group 5 — may require copays depending on income

VA Home Loan Eligibility

Since 0%

VA-backed mortgage with no down payment, no PMI. Funding fee still applies at 0%

Monthly Compensation

Since 10%

Tax-free monthly disability compensation begins at 10%

VA Home Loan Funding Fee Waiver

Since 10%

Funding fee completely waived on VA home loans — saves $4,000-$12,000+ on a typical mortgage

VA Healthcare (Priority Group 3)

Since 10%

Upgraded to Priority Group 3 — no copays for SC conditions, reduced copays for non-SC care

VR&E Chapter 31

Since 10%

Vocational Rehabilitation & Employment — job training, education, resume help. Requires employment handicap assessment

State Property Tax Benefits

Since 10%

Many states begin property tax exemptions at 10% — varies significantly by state

VR&E Serious Employment Handicap

Since 20%

At 20%+, eligible for VR&E with serious employment handicap — expanded program access and longer entitlement

Dependent Compensation

Since 30%

Additional monthly payment for spouse, children, and dependent parents. Amount increases with each rating level above 30%

VA Healthcare (Priority Group 2)

Since 30%

Upgraded to Priority Group 2 — essentially no wait for enrollment, minimal copays

VA Dental (SC Conditions)

Since 30%

Dental care for conditions directly related to service-connected disability

Auto/Adaptive Equipment Grant

Since 40%

If disability involves loss or loss of use of a limb — up to $22,541 (2026) for adaptive vehicle equipment

TDIU Pathway (Combined)

Since 40%

With a combined rating of 70%+ and at least one condition at 40%, may qualify for TDIU — paid at 100% rate

VA Healthcare (Priority Group 1)

Since 50%

Highest priority group — first access to VA healthcare, no copays, no enrollment barriers

State Benefits Expansion

Since 50%

Many states offer significant property tax reductions at 50%+. Some states provide free vehicle registration, hunting/fishing licenses

TDIU (Single Condition)

Since 60%

Individual Unemployability — if a single SC condition at 60%+ prevents substantially gainful employment, paid at 100% rate without schedular 100%

Increased Dependent Rates

Since 60%

Dependent add-on rates increase significantly at 60%

TDIU (Combined)

Since 70%

With combined 70%+ and one condition at 40%+, TDIU is available. Monthly benefit jumps to 100% rate ($3,938.58/mo in 2026)

State Full Benefits

Since 70%

Most states with tiered property tax exemptions reach full or near-full exemption at 70%+

Near-Total Compensation

New at 80%

Monthly payment of $2,102.15 (veteran alone). One more increase or secondary condition could reach 90% or 100%

Stronger TDIU Case

New at 80%

At 80%+, TDIU applications are statistically more likely to be granted if employment is limited

At 90% you unlock Near-Maximum Compensation, Strong TDIU Position. That's +$260.15/mo more in compensation.

TDIU (Total Disability Individual Unemployability)

Eligible for TDIU

Eligible for TDIU with combined 70%+ and at least one condition rated 40%+. If unable to maintain substantially gainful employment, compensated at the 100% rate.

TDIU pays at the 100% rate ($3,938.58/mo in 2026) even without a schedular 100% rating.

How to Reach a 80% Combined Rating

VA uses "whole person theory" — ratings combine using the remaining disability formula, not simple addition.

#1

Single condition at 80%

#2

70% + 30% = 79% → rounds to 80%

#3

60% + 50% = 80%

#4

50% + 40% + 20% = 76% → rounds to 80%

Conditions Commonly Rated at 80%

20 conditions have a 80% rating tier in the VA Schedule for Rating Disabilities (VASRD)

Anatomical loss of one eye: 1

DC 6063

In the other eye 15/200 (4.5/60)

Burn Scars, Head, Face, or Neck

DC 7800

Burn scars of the head, face, or neck with severe disfigurement: Scars involving 40% or more of the face, head, or neck; or near-total loss of nose, ears, eyelids, or lips; profound cosmetic and funct...

Celiac disease

DC 7355

Malabsorption syndrome with weakness which interferes with activities of daily living; and weight loss resulting in wasting and nutritional deficiencies; and with systemic manifestations including but...

Chorea, Sydenham's

DC 8105

Severe

Chronic complications of upper gastrointestinal surgery

DC 7303

Requiring continuous total parenteral nutrition (TPN) or tube feeding for a period longer than 30 consecutive days in the last six months

Epilepsy, petit mal.

DC 8911

Averaging at least 1 major seizure in 3 months over the last year; or more than 10 minor seizures weekly

Esophagus, stricture of

DC 7203

Documented history of recurrent or refractory esophageal stricture(s) causing dysphagia with at least one of the symptoms present: (1) aspiration, (2) undernutrition, and/or (3) substantial weight los...

Femur, impairment of

DC 5255

With nonunion, with loose motion (spiral or oblique fracture)

Gastroesophageal Reflux Disease (GERD)

DC 7206

Intractable GERD requiring surgical intervention, resulting in persistent complications such as stricture, Barrett esophagus, or chronic aspiration.

Gastrointestinal dysmotility syndrome

DC 7356

Requiring complete dependence on total parenteral nutrition (TPN) or continuous tube feeding for nutritional support

Hearing Loss

DC 6100

Hearing impairment producing a combined Roman Numeral result that yields an 80% rating per Table VII. Corresponds to near-total deafness with zero or near-zero speech discrimination in both ears.

Hip, flail joint

DC 5254

Hip, flail joint

Humerus, other impairment of

DC 5202

Loss of head of (flail shoulder); 70

Intestine, small, resection of

DC 7328

Status post intestinal resection with undernutrition and anemia; and requiring total parenteral nutrition (TPN)

No more than light perception in one eye: 1

DC 6064

In the other eye 15/200 (4.5/60)

Paralysis of

DC 8513

Complete; 90

Paralysis of the Sciatic Nerve

DC 8520

Complete paralysis. The foot is dropped, there is no active movement possible of the muscles below the knee, flexion of the knee weakened, total sensory loss in the leg below the knee, and the limb is...

Peritoneum, adhesions of, due to surgery, trauma, disease, or infection

DC 7301

Persistent partial bowel obstruction that is either inoperable and refractory to treatment, or requires total parenteral nutrition (TPN) for obstructive symptoms

Renal Involvement in Systemic Disease

DC 7541

Persistent edema and albuminuria with BUN 40 to 80mg%; or, creatinine 4 to 8mg%; or, generalized poor health characterized by lethargy, weakness, anorexia, weight loss, or limitation of exertion.

Skull, loss of part of, both inner and outer tables

DC 5296

With brain hernia

See What You’re Missing at 90%

An increase from 80% to 90% means +$260.15/month. AIDEN can analyze your conditions and find the strongest path to a higher rating.

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